Question 1

What kinds of vehicles and equipment do you finance?

Accepted Answer

We can finance any vehicle, equipment or machinery used for business purposes. Your loan value may also include the cost of any conversions, fitout or modifications.

Question 2

Can I buy more than one vehicle?

Accepted Answer

Yes you can. If you already have other business vehicles, we can help organise fleet finance. Fleet finance can be easier for you to manage with options such as consolidated monthly payments and the flexibility to grow your business when you are ready to. Fleet packages also save you money by way of consolidated fee structures and more competitive interest rates.

Question 3

Can I choose my own vehicle?

Accepted Answer

Absolutely. We have no affiliation with any dealers or car buying services. You can source the best vehicle for you, new or used, from anywhere in Australia. We do advise selecting a car no more than 8 years old as this can limit your finance options.

Question 4

Do I need a deposit?

Accepted Answer

Not always. We can organise finance for the full value of the vehicle, equipment or machinery depending upon your overall credit profile.

Question 5

How much can I borrow?

Accepted Answer

Depending on your credit profile you can borrow up to the full value of the vehicle or equipment. Your loan value may also include the cost of any conversions, fitout or modifications.

Question 6

What is the eligiblity critera for finance?

Accepted Answer

You need to have a registered ABN and be purchasing the vehicle or equipment for business purposes.

Question 7

What documents do I need to provide to be approved?

Accepted Answer

Lenders offer various streamline and full-doc loans. At a minimum we will require proof of identification, your ABN and a good credit history. Depending on your overall credit profile additional information may be required.

Question 8

Do I need a good credit history?

Accepted Answer

Lenders will take into account your credit history, which can impact your interest rate and determine if you are approved. If poor credit history incidents, such as late payments or outstanding debts, are disclosed upfront we can advise you how best to manage.

Question 9

Should I get a pre-approval?

Accepted Answer

While it isn’t necessary, it can be a good idea to obtain a pre-approval so that you know your budget, can maximise your bargaining power with the seller and settlement can happen quickly - meaning you get the car you want, quickly.

Question 10

How long will it take to be approved?

Accepted Answer

Provided all the necessary documentation is provided, loan approvals can occur within 24 hours. Disbursement of funds to the seller can be made the following business day, meaning you can pick up your car within a couple of days of purchase.

Question 11

What locations do you service?

Accepted Answer

We can service anyone Australia-wide.

Question 12

Can't find your answer? Send us your question.

Accepted Answer

Give us a call on 0406 904 092,(tel:+61406904092) or send us your question.(javascript:void(0))

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OPENING HOURS